Lesson & References Index

Lesson 10 – November 29 to December 5

Weep and Howl!

(All Bible texts are in the NKJV Bible unless otherwise indicated)

Sabbath Afternoon

Memory text: Matthew 6:21

21 For where your treasure is, there your heart will be also.

Sunday – Justice Will Be Done!

Read James 5
James 5:1
Rich Oppressors Will Be Judged

1 Come now, you rich, weep and howl for your miseries that are coming upon you!

James 1:10-11

10 but the rich in his humiliation, because as a flower of the field he will pass away. 11 For no sooner has the sun risen with a burning heat than it withers the grass; its flower falls, and its beautiful appearance perishes. So the rich man also will fade away in his pursuits.

Luke 17:27-29

27 They ate, they drank, they married wives, they were given in marriage, until the day that Noah entered the ark, and the flood came and destroyed them all. 28 Likewise as it was also in the days of Lot: They ate, they drank, they bought, they sold, they planted, they built; 29 but on the day that Lot went out of Sodom it rained fire and brimstone from heaven and destroyed them all.

2 Timothy 3:1-2
Perilous Times and Perilous Men

1 But know this, that in the last days perilous times will come: 2 For men will be lovers of themselves, lovers of money, boasters, proud, blasphemers, disobedient to parents, unthankful, unholy,

Revelation 18:3

3 For all the nations have drunk of the wine of the wrath of her fornication, the kings of the earth have committed fornication with her, and the merchants of the earth have become rich through the abundance of her luxury.”

Revelation 18:7

7 In the measure that she glorified herself and lived luxuriously, in the same measure give her torment and sorrow; for she says in her heart, ‘I sit as queen, and am no widow, and will not see sorrow.’

Revelation 3:17

17 Because you say, ‘I am rich, have become wealthy, and have need of nothing’—and do not know that you are wretched, miserable, poor, blind, and naked—

Psalm 73:3-19

3 For I was envious of the boastful,
When I saw the prosperity of the wicked.

4 For there are no pangs in their death,
But their strength is firm.
5 They are not in trouble as other men,
Nor are they plagued like other men.
6 Therefore pride serves as their necklace;
Violence covers them like a garment.
7 Their eyes bulge with abundance;
They have more than heart could wish.
8 They scoff and speak wickedly concerning oppression;
They speak loftily.
9 They set their mouth against the heavens,
And their tongue walks through the earth.

10 Therefore his people return here,
And waters of a full cup are drained by them.
11 And they say, “How does God know?
And is there knowledge in the Most High?”
12 Behold, these are the ungodly,
Who are always at ease;
They increase in riches.
13 Surely I have cleansed my heart in vain,
And washed my hands in innocence.
14 For all day long I have been plagued,
And chastened every morning.

15 If I had said, “I will speak thus,”
Behold, I would have been untrue to the generation of Your children.
16 When I thought how to understand this,
It was too painful for me—
17 Until I went into the sanctuary of God;
Then I understood their end.

18 Surely You set them in slippery places;
You cast them down to destruction.
19 Oh, how they are brought to desolation, as in a moment!
They are utterly consumed with terrors.

Habakkuk 1:2-4
The Prophet’s Question

2 O Lord, how long shall I cry,
And You will not hear?
Even cry out to You, “Violence!”
And You will not save.
3 Why do You show me iniquity,
And cause me to see trouble?
For plundering and violence are before me;
There is strife, and contention arises.
4 Therefore the law is powerless,
And justice never goes forth.
For the wicked surround the righteous;
Therefore perverse judgment proceeds.

Habakkuk 1:13-14

13 You are of purer eyes than to behold evil,
And cannot look on wickedness.
Why do You look on those who deal treacherously,
And hold Your tongue when the wicked devours
A person more righteous than he?
14 Why do You make men like fish of the sea,
Like creeping things that have no ruler over them?

Habakkuk 3:17-18
A Hymn of Faith

17 Though the fig tree may not blossom,
Nor fruit be on the vines;
Though the labor of the olive may fail,
And the fields yield no food;
Though the flock may be cut off from the fold,
And there be no herd in the stalls—
18 Yet I will rejoice in the Lord,
I will joy in the God of my salvation.

Monday – When Wealth Becomes Worthless

James 5:2-3

2 Your riches are corrupted, and your garments are moth-eaten. 3 Your gold and silver are corroded, and their corrosion will be a witness against you and will eat your flesh like fire. You have heaped up treasure in the last days.

1 Samuel 25:2-11
David and the Wife of Nabal

2 Now there was a man in Maon whose business was in Carmel, and the man was very rich. He had three thousand sheep and a thousand goats. And he was shearing his sheep in Carmel. 3 The name of the man was Nabal, and the name of his wife Abigail. And she was a woman of good understanding and beautiful appearance; but the man was harsh and evil in his doings. He was of the house of Caleb.

4 When David heard in the wilderness that Nabal was shearing his sheep, 5 David sent ten young men; and David said to the young men, “Go up to Carmel, go to Nabal, and greet him in my name. 6 And thus you shall say to him who lives in prosperity: ‘Peace be to you, peace to your house, and peace to all that you have! 7 Now I have heard that you have shearers. Your shepherds were with us, and we did not hurt them, nor was there anything missing from them all the while they were in Carmel. 8 Ask your young men, and they will tell you. Therefore let my young men find favor in your eyes, for we come on a feast day. Please give whatever comes to your hand to your servants and to your son David.’”

9 So when David’s young men came, they spoke to Nabal according to all these words in the name of David, and waited.

10 Then Nabal answered David’s servants, and said, “Who is David, and who is the son of Jesse? There are many servants nowadays who break away each one from his master.11 Shall I then take my bread and my water and my meat that I have killed for my shearers, and give it to men when I do not know where they are from?”

2 Kings 20:12-19
The Babylonian Envoys

12 At that time Berodach-Baladan the son of Baladan, king of Babylon, sent letters and a present to Hezekiah, for he heard that Hezekiah had been sick. 13 And Hezekiah was attentive to them, and showed them all the house of his treasures—the silver and gold, the spices and precious ointment, and all his armory—all that was found among his treasures. There was nothing in his house or in all his dominion that Hezekiah did not show them.

14 Then Isaiah the prophet went to King Hezekiah, and said to him, “What did these men say, and from where did they come to you?”

So Hezekiah said, “They came from a far country, from Babylon.”

15 And he said, “What have they seen in your house?”

So Hezekiah answered, “They have seen all that is in my house; there is nothing among my treasures that I have not shown them.”

16 Then Isaiah said to Hezekiah, “Hear the word of the Lord: 17 ‘Behold, the days are coming when all that is in your house, and what your fathers have accumulated until this day, shall be carried to Babylon; nothing shall be left,’ says the Lord. 18 ‘And they shall take away some of your sons who will descend from you, whom you will beget; and they shall be eunuchs in the palace of the king of Babylon.’”

19 So Hezekiah said to Isaiah, “The word of the Lord which you have spoken is good!” For he said, “Will there not be peace and truth at least in my days?”

Acts 3:1-10
A Lame Man Healed

1 Now Peter and John went up together to the temple at the hour of prayer, the ninthhour. 2 And a certain man lame from his mother’s womb was carried, whom they laid daily at the gate of the temple which is called Beautiful, to ask alms from those who entered the temple; 3 who, seeing Peter and John about to go into the temple, asked for alms.4 And fixing his eyes on him, with John, Peter said, “Look at us.” 5 So he gave them his attention, expecting to receive something from them. 6 Then Peter said, “Silver and gold I do not have, but what I do have I give you: In the name of Jesus Christ of Nazareth, rise up and walk.” 7 And he took him by the right hand and lifted him up, and immediately his feet and ankle bones received strength. 8 So he, leaping up, stood and walked and entered the temple with them—walking, leaping, and praising God. 9 And all the people saw him walking and praising God. 10 Then they knew that it was he who sat begging alms at the Beautiful Gate of the temple; and they were filled with wonder and amazement at what had happened to him.

James 5:3

3 Your gold and silver are corroded, and their corrosion will be a witness against you and will eat your flesh like fire. You have heaped up treasure in the last days.

Luke 12:33-34

33 Sell what you have and give alms; provide yourselves money bags which do not grow old, a treasure in the heavens that does not fail, where no thief approaches nor moth destroys. 34 For where your treasure is, there your heart will be also.

Tuesday – Cries of the Poor

James 1:11

11 For no sooner has the sun risen with a burning heat than it withers the grass; its flower falls, and its beautiful appearance perishes. So the rich man also will fade away in his pursuits.

James 2:6

6 But you have dishonored the poor man. Do not the rich oppress you and drag you into the courts?

James 5:4

4 Indeed the wages of the laborers who mowed your fields, which you kept back by fraud, cry out; and the cries of the reapers have reached the ears of the Lord of Sabaoth.

James 5:3

3 Your gold and silver are corroded, and their corrosion will be a witness against you and will eat your flesh like fire. You have heaped up treasure in the last days.

Leviticus 19:13

13 ‘You shall not cheat your neighbor, nor rob him. The wages of him who is hired shall not remain with you all night until morning.

Deuteronomy 24:14-15

14 “You shall not oppress a hired servant who is poor and needy, whether one of your brethren or one of the aliens who is in your land within your gates. 15 Each day you shall give him his wages, and not let the sun go down on it, for he is poor and has set his heart on it; lest he cry out against you to the Lord, and it be sin to you.

Jeremiah 22:13

13 “Woe to him who builds his house by unrighteousness
And his chambers by injustice,
Who uses his neighbor’s service without wages
And gives him nothing for his work,

Ellen G. White, Testimonies for the Church, vol. 2, pp. 680-684.

Riches infatuate many, and make them act as though they were bereft of reason. The more they have of this world, the more they desire. Their fears of coming to want, increase with their riches. They have a disposition to hoard up means for the future. They are close and selfish, fearing that God will not provide for their future needs. Such persons are indeed poor toward God. As their riches have accumulated, they have put their trust in them and have not had faith in God or His promises.

The poor man who has faith and confidence in God, who trusts in His love and care, and who abounds in good works, judiciously using the little he has in blessing others with his means, is rich toward God. He feels that his neighbor has claims upon him that he cannot disregard and yet obey the commandment of God: “Thou shalt love thy neighbor as thyself.” The poor who are rich toward God consider the salvation of their fellow men of greater importance than all the gold and silver that the world contains.

Christ points out the way in which those who have worldly riches and yet are not rich toward God may secure the true riches. He says: Sell that ye have, and give alms, and lay up treasure in heaven. The remedy He proposes for the wealthy is a transfer of their affections from earthly riches to the eternal inheritance. By investing their means in the cause of God to aid in the salvation of souls, and by blessing the needy with their means, they become rich in good works and are “laying up in store for themselves a good foundation against the time to come, that they may lay hold on eternal life.” This will prove a safe investment. But many show by their works that they dare not trust in the bank of heaven. They choose to trust their means in the earth rather than send it before them to heaven, that their hearts may be upon their heavenly treasure.

My brother, you have a work before you, to strive to overcome covetousness and love of worldly riches, and especially self-confidence because you have had apparent success in securing the things of this world. Poor rich men, professing to serve God, are objects of pity. While they profess to know God, in works they deny Him. How great is the darkness of such! They profess faith in the truth, but their works do not correspond with their profession. The love of riches makes men selfish, exacting, and overbearing. Wealth is power; and frequently the love of it depraves and paralyzes all that is noble and godlike in man.

Riches bring with them great responsibilities. To obtain wealth by unjust dealing, by overreaching in trade, by oppressing the widow and the fatherless, or by hoarding up riches and neglecting the wants of the needy, will eventually bring the just retribution described by the inspired apostle: “Go to now, ye rich men, weep and howl for your miseries that shall come upon you. Your riches are corrupted, and your garments are moth-eaten. Your gold and silver is cankered; and the rust of them shall be a witness against you, and shall eat your flesh as it were fire. Ye have heaped treasure together for the last days. Behold, the hire of the laborers who have reaped down your fields, which is of you kept back by fraud, crieth: and the cries of them which have reaped are entered into the ears of the Lord of Sabaoth.”

The humblest and poorest of the true disciples of Christ, who are rich in good works, are more blessed and more precious in the sight of God than the men who boast of their great riches. They are more honorable in the courts of heaven than the most exalted kings and nobles who are not rich toward God.

The apostle Paul exhorted Timothy to charge the rich: “Charge them that are rich in this world, that they be not high-minded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy; that they do good, that they be rich in good works, ready to distribute, willing to communicate; laying up in store for themselves a good foundation against the time to come, that they may lay hold on eternal life.” This admonition is applicable to you, Brother N, and to very many who profess to believe the truth for these last days.

Those who hoard up means or invest largely in lands, while they deprive their families of the comforts of life, act like insane men. They do not allow their families to enjoy the things which God has richly given them. Notwithstanding they have large possessions, their families are frequently compelled to labor far beyond their strength to save still more means to hoard up. Brain, bone, and muscle are taxed to the utmost to accumulate, and religion and Christian duties are neglected. Work, work, work, is the ambition from morning until night.

Many do not manifest an earnest desire to learn the will of God and to understand His claims upon them. Some who attempt to teach the truth to others do not themselves obey the word of God. The more such teachers the cause of God has, the less prosperous will it be.

Many to whom God has entrusted riches do not consider that they are working against their own eternal interest by selfishly retaining their riches. The apostle shows them that by becoming rich in good works they are working for themselves. They are laying up in store for themselves, providing in heaven an enduring treasure, that they may lay hold on eternal life. In distributing to the necessities of the cause, and helping the needy, they are faithfully doing the work that God has assigned them; and the memorial of their self-denial and generous, loving acts will be written in the book of heaven. Every deed of righteousness will be immortalized, although the doer may not feel that he has done anything worthy of notice. If the daily walk of those who profess the truth were a living example of the life of Christ, a light would shine forth from them which would lead others to the Redeemer. In heaven alone will be fully estimated the blessed results, in the salvation of others, of a consistent, harmonious, godly life.

Wednesday – Fat and Happy (for Now)

James 5:5

5 You have lived on the earth in pleasure and luxury; you have fattened your hearts as in a day of slaughter.

Ezekiel 16:49

49 Look, this was the iniquity of your sister Sodom: She and her daughter had pride, fullness of food, and abundance of idleness; neither did she strengthen the hand of the poor and needy.

Amos 4:1

1 Hear this word, you cows of Bashan, who are on the mountain of Samaria,
Who oppress the poor,
Who crush the needy,
Who say to your husbands, “Bring wine, let us drink!”

Luke 16:19-31
The Rich Man and Lazarus

19 “There was a certain rich man who was clothed in purple and fine linen and fared sumptuously every day. 20 But there was a certain beggar named Lazarus, full of sores, who was laid at his gate, 21 desiring to be fed with the crumbs which fell from the rich man’s table. Moreover the dogs came and licked his sores. 22 So it was that the beggar died, and was carried by the angels to Abraham’s bosom. The rich man also died and was buried. 23 And being in torments in Hades, he lifted up his eyes and saw Abraham afar off, and Lazarus in his bosom.

24 “Then he cried and said, ‘Father Abraham, have mercy on me, and send Lazarus that he may dip the tip of his finger in water and cool my tongue; for I am tormented in this flame.’ 25 But Abraham said, ‘Son, remember that in your lifetime you received your good things, and likewise Lazarus evil things; but now he is comforted and you are tormented.26 And besides all this, between us and you there is a great gulf fixed, so that those who want to pass from here to you cannot, nor can those from there pass to us.’

27 “Then he said, ‘I beg you therefore, father, that you would send him to my father’s house, 28 for I have five brothers, that he may testify to them, lest they also come to this place of torment.’ 29 Abraham said to him, ‘They have Moses and the prophets; let them hear them.’ 30 And he said, ‘No, father Abraham; but if one goes to them from the dead, they will repent.’ 31 But he said to him, ‘If they do not hear Moses and the prophets, neither will they be persuaded though one rise from the dead.’”

1 John 4:20
Obedience by Faith

20 If someone says, “I love God,” and hates his brother, he is a liar; for he who does not love his brother whom he has seen, how can he love God whom he has not seen?

Thursday – Blame the Victim

John 16:2

2 They will put you out of the synagogues; yes, the time is coming that whoever kills you will think that he offers God service.

James 5:6

6 You have condemned, you have murdered the just; he does not resist you.

Matthew 5:39

39 But I tell you not to resist an evil person. But whoever slaps you on your right cheek, turn the other to him also.

Matthew 5:3

3 “Blessed are the poor in spirit,
For theirs is the kingdom of heaven.

James 2:5

5 Listen, my beloved brethren: Has God not chosen the poor of this world to be rich in faith and heirs of the kingdom which He promised to those who love Him?

Revelation 3:17

17 Because you say, ‘I am rich, have become wealthy, and have need of nothing’—and do not know that you are wretched, miserable, poor, blind, and naked—

Deuteronomy 8:11-18

11 “Beware that you do not forget the Lord your God by not keeping His commandments, His judgments, and His statutes which I command you today, 12 lest—when you have eaten and are full, and have built beautiful houses and dwell in them; 13 and when your herds and your flocks multiply, and your silver and your gold are multiplied, and all that you have is multiplied; 14 when your heart is lifted up, and you forget the Lord your God who brought you out of the land of Egypt, from the house of bondage; 15 who led you through that great and terrible wilderness, in which were fiery serpents and scorpions and thirsty land where there was no water; who brought water for you out of the flinty rock;16 who fed you in the wilderness with manna, which your fathers did not know, that He might humble you and that He might test you, to do you good in the end— 17 then you say in your heart, ‘My power and the might of my hand have gained me this wealth.’

18 “And you shall remember the Lord your God, for it is He who gives you power to get wealth, that He may establish His covenant which He swore to your fathers, as it is this day.

Friday – Further Study

Ellen G. White, Christ’s Object Lessons, pp. 351, 352.
Money

God also entrusts men with means. He gives them power to get wealth. He waters the earth with the dews of heaven and with the showers of refreshing rain. He gives the sunlight, which warms the earth, awakening to life the things of nature and causing them to flourish and bear fruit. And He asks for a return of His own.

Our money has not been given us that we might honor and glorify ourselves. As faithful stewards we are to use it for the honor and glory of God. Some think that only a portion of their means is the Lord's. When they have set apart a portion for religious and charitable purposes, they regard the remainder as their own, to be used as they see fit. But in this they mistake. All we possess is the Lord's, and we are accountable to Him for the use we make of it. In the use of every penny, it will be seen whether we love God supremely and our neighbor as ourselves.

Money has great value, because it can do great good. In the hands of God's children it is food for the hungry, drink for the thirsty, and clothing for the naked. It is a defense for the oppressed, and a means of help to the sick. But money is of no more value than sand, only as it is put to use in providing for the necessities of life, in blessing others, and advancing the cause of Christ.

Hoarded wealth is not merely useless, it is a curse. In this life it is a snare to the soul, drawing the affections away from the heavenly treasure. In the great day of God its witness to unused talents and neglected opportunities will condemn its possessor. The Scripture says, "Go to now, ye rich men, weep and howl for your miseries that shall come upon you. Your riches are corrupted, and your garments are motheaten. Your gold and silver is cankered; and the rust of them shall bear witness against you, and shall eat your flesh as it were fire. Ye have heaped treasure together for the last days. Behold, the hire of the labourers who have reaped down your fields, which is of you kept back by fraud, crieth; and the cries of them which have reaped are entered into the ears of the Lord of sabaoth." James 5:1-4.

But Christ sanctions no lavish or careless use of means. His lesson in economy, "Gather up the fragments that remain, that nothing be lost," is for all His followers. (John 6:12.) He who realizes that his money is a talent from God will use it economically, and will feel it a duty to save that he may give.

The more means we expend in display and self-indulgence, the less we can have to feed the hungry and clothe the naked. Every penny used unnecessarily deprives the spender of a precious opportunity of doing good. It is robbing God of the honor and glory which should flow back to Him through the improvement of His entrusted talents.

Proverbs 22:7

7 The rich rules over the poor,
And the borrower is servant to the lender.

Ellen G. White, The Adventist Home, p. 392-393.
Shun Debt

Many poor families are poor because they spend their money as soon as they receive it.

You must see that one should not manage his affairs in a way that will incur debt.... When one becomes involved in debt, he is in one of Satan’s nets, which he sets for souls....

Abstracting and using money for any purpose, before it is earned, is a snare.

Words to One Who Lived Beyond His Income

You ought not to allow yourself to become financially embarrassed, for the fact that you are in debt weakens your faith and tends to discourage you; and even the thought of it makes you nearly wild. You need to cut down your expenses and strive to supply this deficiency in your character. You can and should make determined efforts to bring under control your disposition to spend means beyond your income.

The Cause of God May Be Reproached

The world has a right to expect strict integrity in those who profess to be Bible Christians. By one man’s indifference in regard to paying his just dues all our people are in danger of being regarded as unreliable.

Those who make any pretensions to godliness should adorn the doctrine they profess, and not give occasion for the truth to be reviled through their inconsiderate course of action. “Owe no man any thing,” says the apostle.

Counsel to One in Debt

Be determined never to incur another debt. Deny yourself a thousand things rather than run in debt. This has been the curse of your life, getting into debt. Avoid it as you would the smallpox.

Make a solemn covenant with God that by His blessing you will pay your debts and then owe no man anything if you live on porridge and bread. It is so easy in preparing your table to throw out of your pocket twenty-five cents for extras. Take care of the pennies, and the dollars will take care of themselves. It is the mites here and the mites there that are spent for this, that, and the other that soon run up into dollars. Deny self at least while you are walled in with debts.... Do not falter, be discouraged, or turn back. Deny your taste, deny the indulgence of appetite, save your pence, and pay your debts. Work them off as fast as possible. When you can stand forth a free man again, owing no man anything, you will have achieved a great victory.

Luke 4:18

18 “The Spirit of the Lord is upon Me,
Because He has anointed Me
To preach the gospel to the poor;
He has sent Me to heal the brokenhearted,
To proclaim liberty to the captives
And recovery of sight to the blind,
To set at liberty those who are oppressed;

Luke 16:10-13

10 He who is faithful in what is least is faithful also in much; and he who is unjust in what is least is unjust also in much. 11 Therefore if you have not been faithful in the unrighteous mammon, who will commit to your trust the true riches? 12 And if you have not been faithful in what is another man’s, who will give you what is your own?

13 “No servant can serve two masters; for either he will hate the one and love the other, or else he will be loyal to the one and despise the other. You cannot serve God and mammon.