Key Thought: Today a much larger number of the people are in debt. We will consider the reasons for debt and how to deal with it.
February 4, 2023

1. Have a volunteer read Deuteronomy 28:1,2,12

1. Ask class members to share a short thought on what the most important point is in this passage.
2. What is God’s ideal for His children regarding debt?
3. Personal Application: How can we attain to this ideal concerning debt What principles can we apply to ourselves today? Share your thoughts.
4. Case Study: One of your relatives states, “Everybody’s in debt. The government’s in debt so far, they’ll never be able to pay it back. In order to buy a house, a car, things for the house, and recreation; you have to go into debt. I think it is okay as long as you don’t go overboard.” How would you respond to your relative?

2. Have a volunteer read Matthew 6:24, I John 2:15, Psalm 50:14,15.

1. Ask class members to share a thought on what the most important point in this text is.
2. What is the common theme found in these verses? What attitude should people live with?
3. Personal Application: What does it mean to “pay your vows”? Are there examples of paying or not paying vows in the Scripture? Share your thoughts.
4. Case Study: One of your friends states, “Working hard to earn a good living doesn’t seem to me to be the same thing as making money or wealth an idol. What do you think? Is it the same, or is there a difference?.” How would you respond to your friend?

3. Have a volunteer read Proverbs 6:1-5, 17:18, 22:26.

1. Ask class members to share a short thought on what the main idea of this passage is.
2. What is the message in these passages?
   (Note: Studies show that 75% of cosigners end up making the payments on the loans,)
3. Personal Application: In what ways are those who borrow under bondage to the lender? Share your thoughts.
4. Case Study: One of your neighbors states: “Nobody’s going to take advantage of me, If anyone borrows from me; I charge them interest and double it if they don’t pay on time. That way I make money and insure that I get paid on time.” How would you respond to your relative?

4. Have a volunteer read Deuteronomy 15:1-5.

1. Ask class members to share a thought on what the most important point in this text is.
2. What challenges do you see in lending money to someone, or in borrowing money from someone, especially a friend or relative
3. Personal Application: Have you ever lent money to someone? How fair and kind were you in your dealings with them? How responsible were they? Share your thoughts.
4. Case Study: Think of one person who needs to hear a message from this week’s lesson. Tell the class what you plan to do this week to share with them.

(Truth that is not lived, that is not imparted, loses its life-giving power, its healing virtue. Its blessings can be retained only as it is shared.”Ministry of Healing, p. 148).

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