As we study about having faith, in this week’s Sabbath School Lesson, let’s explore the difference between faith and presumption. It’s the difference between a cross-centered theology and the “prosperity gospel.” Faith is knowing God is with us in our trials, and even our tragedies. Presumption is thinkng that because we are Christians we are immune for trials and tragedies. 

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In 2017 hurricane Irma came through Florida, and many of us evacuated. I went to Tennessee to stay with my sister. The morning the hurricane hit Tampa where I lived at the time, I received a text from a friend there who was unable to evacuate. She said she was afraid, but she knew God was with her and that she would not get hurt. I thought to myself that God was with my mother when she drew her last breath and died. Of course, I did not text my friend back and tell her that God has been with many people while they drew their last breath. In other words, just because God is with us does not mean we won’t die in a hurricane. By faith I know God is with me in a storm, but only presumption would tell me I won’t die in the storm. People a lot more righteous and godly than I have died in storms, while I am still alive.

Just because God is with us does not mean we won’t die. When a storm comes, having faith that God is with me is one thing, but having faith that I will not die is presumption. After all, millions of people have died in various storms throughout earth’s history. I would have to be a blatant fool to think I’m a better Christian than millions of other people or even that I have more faith than those who have died in storms.

It’s the same when I get in a car. I pray for safety, and I know God is with me. I also know testimonies from people who survived a car accident where a loved one died. They also say they prayed for protection before their trip. A pastor friend of mine was killed in a car accident just a few Christmases ago. He was in his forties. Am I still alive because I am a better Christian than he was or because I have more faith? Of course not! To think I have survived storms and car accidents because I am a faithful Christian is beyond presumption. It is absurd! Millions more worthy than I have perished in storms and car accidents. I know God is with me regardless of my fate. While Hebrews celebrates the victories of the faithful, it also recognizes the deaths of the faithful.

Others were tortured, not accepting deliverance, that they might obtain a better resurrection. Still others had trial of mockings and scourgings, yes, and of chains and imprisonment. They were stoned, they were sawn in two, were tempted, were slain with the sword. They wandered about in sheepskins and goatskins, being destitute, afflicted, tormented— of whom the world was not worthy. They wandered in deserts and mountains, in dens and caves of the earth. Hebrews 11:35-38 NKJV

Faith is knowing what God has promised. God has promised me eternal life. See Titus 1:2. Presumption is assuming what God has not promised. God never promised me I would never die in a storm or car accident.

So now, let’s get to the title of our topic. How do I know I have the assurance of salvation in Jesus and am not just being presumptuous that I am saved? Let’s take a look at some biblical examples of people in the Bible who were being faithful and those who were just being presumptuous.

But someone will say, “You have faith, and I have works.” Show me your faith without your works, and I will show you my faith by my works. You believe that there is one God. You do well. Even the demons believe—and tremble! But do you want to know, O foolish man, that faith without works is dead? James 2:18-20 NKJV

In the book of James, we are taught that true faith will bear the fruits of good works and obedience. “Faith” that does not bring forth good works and obedience is a presumption which will not make us any better off than the demons who believe and tremble.

Now God worked unusual miracles by the hands of Paul, so that even handkerchiefs or aprons were brought from his body to the sick, and the diseases left them and the evil spirits went out of them. Then some of the itinerant Jewish exorcists took it upon themselves to call the name of the Lord Jesus over those who had evil spirits, saying, “We exorcise you by the Jesus whom Paul preaches.” Also there were seven sons of Sceva, a Jewish chief priest, who did so. And the evil spirit answered and said, “Jesus I know, and Paul I know; but who are you?” Then the man in whom the evil spirit was leaped on them, overpowered them, and prevailed against them, so that they fled out of that house naked and wounded. Acts 19:11-16 NKJV

The sons of Sceva were presumptuous because they did not know Jesus for themselves. 1 John 2:4 says if we say we know Jesus but do not obey the commandments, that just makes us liars. We know they did not know Jesus for themselves because they said. “The Jesus whom Paul preaches.” Paul knew Jesus. They did not. They were being presumptuous, thinking the name of Jesus was a magic word like abracadabra. Jesus and Paul are not magic. They both got their power from an obedient relationship with the Father.

In Numbers 10:33-35, Moses sent the ark out before their battles and victories. However, when Israel was in apostasy, their faith in the ark turned into presumption, and the ark itself was captured by the enemy in 1 Samuel 4:1-22. The ark was not magic. The ark was a symbol of their faith and obedience toward God. Without obedience, the ark had no power for them, much like Samson’s hair. There was no magic in his hair. His long hair was a sign of his loyalty to God. When he was no longer loyal to God, the long hair was meaningless. See Judges 13:5.

Romans 1:5 speaks of faith that leads to obedience, and Revelation 14:12 says that God’s last-day saints will have faith and keep the commandments. True biblical faith produces obedience. A supposed “faith’ without obedience is mere presumption. In Matthew 4:5-7, Satan tells Jesus to jump off a tower and have faith that God would save Him. However, there is no command from God to jump off a tower. Jesus knew that jumping off the tower would not be in accordance with God’s commands and would not be an act of obedient faith but rather mere presumption. By the way, today we wear seat belts in our cars because, while we have faith in God, we were given no command to be careless and presumptuous with our safety. Jesus gave us an example of how to use common sense and faith in God at the same time. One does not cancel out the other.

By faith the walls of Jericho fell down after they were encircled for seven days. Hebrews 11:30 NKJV

But a few days later, the children of Israel were defeated when disobedience led to presumption. See Joshua 7:1-26.

While Romans 1:5 and Revelation 14:12 talk about faith and obedience, David links presumption with sin.

Keep back Your servant also from presumptuous sins; Let them not have dominion over me. Psalm 19:13 NKJV

Faith is when we claim a promise in the Bible, such as that God is with us. Presumption is when we claim assurance that the Bible never gave us, such as I will never die in a storm or car accident. Or even that I will never get sick,  therefore I do not need to take precautions. In the wilderness, Jesus used faith and common sense, and so shall I.

Faith leads me into good works. See Ephesians 2:8-10. Faith leads me into commandment keeping. See Revelation 14:12. Presumption encourages me to carelessness and sin. See Psalm 19:13.

Matthew 7:21-27 teaches me that claiming salvation without obeying Jesus is mere presumption. When I put God’s Word into practice, I have the assurance of salvation.

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